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Market benchmark (Personal Loan): RBI repo rate + spread. Fair range: 10.5% – 14% p.a. Anything above 18% is expensive. Above 24% is a red flag.
If you know your exact EMI, enter it for more accurate results
Extra Interest Paid
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vs fair market rate
Your Total Interest
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over full tenure
Fair Market Interest
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what you should pay
Your EMI
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per month
Side-by-Side Comparison
Interest Rate
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Monthly EMI
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Total Interest
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Total Amount Paid
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